The Complete Guide To Property Investment

Dubai properties
September 17, 2020
Why property development is such a great investment choice
Why Property Investment is such a great investment choice
October 18, 2020
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Free: The complete guide to property investment for the small investor.

The complete guide to property investment. This is a VERY detailed guide to property investment. The aim of the property development course is to help empower people to get involved in property including property investment.

This guide is meaty and will only get more detailed. If you want a taster of this guide go here for a less than 5 minutes summary of this guide which is designed to give you a quick overview.

This is the ultimate guide describing the property investment process – a powerful investment tool that builds your net worth and benefits your local communities. If you are interested in starting making money in property investment remember to start small and work your way upwards – nobody starts out with a huge property portfolio in their first year.




Who is this guide for?

This is for people who are already financially sound (no debt, positive cashflow, constant savings, high credit rating).

If you are not financially sound then there is no point reading about property development and property investment. Sort this out for free. That’s right, if you go to this part of the website we will teach you how to be financially sound for free. go here now

So many people have amazing finances and then go out and buy an unsuitable first family house leading to a lifetime of huge mortgage payments and missed investment opportunities. Do not let that be you.
This guide is for people who are saving for their first mortgage for their family home. They want to stop paying rent and stop having a landlord. They want to be settled and feel like they have a home of their own.

But they also do not want to make a mistake when buying their first house. They want a property that will rise quickly in value so that they can start investing in their first investment property.

If this sounds like what you want to do then enrol below today – there is no point delaying, let us help you get this mortgage for your perfect family house.

The guide is suitable for:
  • people who are already in control of their finances. If you are not then go here now
  • people looking to buy their first family home.
  • people who are interested in buying an investment property within two years of moving into their family house.





In this guide we are going to talk about:
  • Creating focus
  • Getting onto the property ladder
  • Stopping paying rent
  • Avoiding getting buying a property that is not the right fit for you – so many people buy a house based on how they feel. We teach buying a property that is a great investment as well you loving it.

We teach that you need to buy a family house with an eye on buying an investment property within two years of moving in. You have to buy a house that will allow you to create equity within two years.




What will you learn to do?

At the end of this guide (once you have actually implemented the steps) you will:

    • be moved into your family home
    • you will be set up to buy your first investment property within two years




Intermediate property investment

Sorting out your finances and buying your first home are basic steps in property investment.

We will also on to look at the next step in our intermediate level guide.


The intermediate guide is for people who have solid finances (no consumer debt), growing savings and a mortgage on their first family home. These people are looking for another mortgage to buy a property they can rent out. They want to start taking in a small income from this rental while it pays for itself and rises in value. They plan to build a retirement nest-egg and they know that this starts with an investment property. They want a low-risk, low hassle investment.

This more intermediate guide is suitable for:

  • people who have their own family home
  • people who are in control of their finances
  • people looking for an investment opportunity
In this guide we are going to talk about:

  • creating focus so you can actually take action
  • buying an investment property
  • creating a positive income every month from the property

We teach that you need to start building a nest egg for retirement




Building a property investment business

Finally the guide will look at how you can turn property investment into a full time business

The guide will help you:

  • create focus to make things actually happen
  • to start building your portfolio from one property to multiple properties




Deciding on a property investment strategy

There are many different property investment strategies:

  • Buying one off apartments and flats to rent to students and young professionals
  • Buying houses to split up into separate flats to rent to students and young professionals
  • Buying houses to rent to families
  • Buying commercial properties to rent to businesses
  • Buying land to do nothing with and wait for it to increase in value




Once you have picked the property strategy that suits you then you can move onto following the stages of property investment:

The stages of property investment

Idea

All property investment ventures start with one idea.

This idea must be within your chosen property investment strategy.

If you have chosen ‘Buying houses to rent to families’ as your property strategy and you start dreaming up ideas of buying land to do nothing with then stop!

Pick one property investment strategy and then develop ideas within that one property investment strategy.

So if you pick ‘Buying houses to rent to families’ , then only consider ideas that concern ‘Buying houses to rent to families’




Feasibility

Once you have an idea then you must develop this idea using a feasibility plan.

What is a feasibility plan ?

What does rental yield mean in property investment and why is it important ?




Business plan

Once the idea passes through your feasibility plan and is therefore ‘feasible’ you must develop it using a business plan.

How to create a business plan




Paperwork

Then you can start preparing your paperwork that a bank will expect to see.

What paperwork will a bank require?




Book appointment with your source of finance

You need to book an appointment with your bank or investor

For property investment this will be usually in the form of a mortgage.

What is the Council of Mortgage lenders ?

Whoever is giving you finance must be regulated by the Financial Conduct Authority or the Prudential Regulation Authority

What is the Financial Conduct Authority ?

What is Prudential Regulation Authority ?

Banks in the UK:

There are many options for property investors in terms of whom they obtain finance from

Never allow yourself to think that you local bank is the only option. For sure, cultivate an excellent relationship with your local bank but remember that there are a million options.




Lets take a look the banks and building societies in the UK in more detail




There are many questions regarding getting a mortgage from a bank:




Agreement in principle

Once you get the green light you can start actively trying to source a deal and close the deal

What is an agreement in principle ?

Search for property

You need to look for a property

New build houses:

What is the NHBC and is it any good ? 

Should you buy a new build home? 

Should you buy a new development home ?

Redrow Houses

New build apartments:

Should you buy a new build apartment ?

Second hand properties:

Should you buy a second hand property (an existing non new property) ?




Buy property, land

You need to buy the property or piece of land

Buying property guide




Marketing

You need to start marketing your finished property.

This is different that just the task of selling. Marketing includes selling but selling is only one small part of marketing.

How to market your property 

Rent

You need to rent the property to start taking in your cash.

Everything you need to know about renting properties

Insurances

Every landlord needs insurances:

You should insist that your tenants have:

  • Tenants contents insurance -every thing you need to know about coming soon




Maintain your property

As a property investor you need to maintain the property.

Some investors are astonished that they have to spend money on maintaining their properties.

You spend money on your haircut, your skincare, clothes. Or think about how much you spend on new tyres and oil and filter changes for your car.

Property needs to be maintained. Simple. We at the property development course teach you to take these costs into account before deciding to invest in a property.

How to maintain your property

Eventually sell (or maybe not)

Maybe you will choose to sell the property at some stage in your life.

How to sell property guide




Review

You need to compare your business plan to what actually happened:

How to review your property project




Repeat

Some investors have such an awful time in their first property investment that they say ‘never’ again.

Well that would be a silly thing to do.

If you hang in there, review your mistakes and wins and return to the property market you will do better.

The more you invest in property, the better you will do.

One of the best examples of this is as follows: A child goes to school and learns basic maths. At the time basic maths is quite difficult. But as the child progresses then basic math becomes easier. In progressive years as the child studies Algebra and so on, he or she looks back on basic maths and laughs at its simplicity.

In property development and property investment the same is true. At first basic concepts like rental yield and amortization schedules are difficult to get your head around.

But as time goes on everything gets easier.

So hang on in there!




PS You can also invest in commercial property

Commercial rental property

Warehouse REITs




Should I invest in Dubai?

Dubai properties

Books for property investors

We curate a list of our favourite books and audiobooks on property investment here

Charlie Standen
Charlie Standen
Charlie started out as a quantity surveyor and project manager before moving into property development and property investment. He also enjoys all aspects of writing, videography, and new media. He writes content for the property development course on property development, property investment, and property finance.